$1 Million ITIN Bank Statement Mortgage
We are continually seeking new mortgage programs that cater to a specific niche of borrowers. We work with foreign nationals and also people who have an ITIN. We’re excited to offer a $1 million Bank Statement Loan, designed explicitly for ITIN borrowers purchasing a primary residence.
This program is ideal for high-credit borrowers with strong income, as demonstrated by bank statements, even if they don’t have a Social Security Number.
Loan Highlights:
- Maximum Loan Amount: $1,000,000
- Maximum Loan-to-Value (LTV): 75%
- Income Documentation: 24 months of personal or business bank statements
- Occupancy: Must be a primary residence
- Loan Purpose: Purchase only
- Borrower Type: ITIN (Individual Taxpayer Identification Number)
- Minimum Credit Score: 760
Designed for Self-Employed ITIN Borrowers
Many ITIN holders are self-employed professionals or entrepreneurs with strong financials, just not in the form of traditional W-2s or tax returns. This program allows borrowers to use their actual income, as reflected in their bank statements, making it an ideal path to homeownership for those with non-traditional documentation.
With a competitive LTV of 75% and a maximum loan amount of $1 million, this is one of the most accessible large-balance bank statement loan programs available for ITIN borrowers in today’s market.
How are we different?
We specialize in non-QM loan solutions, such as this one, working with borrowers who have excellent credit and strong income but require alternative methods to document it.
Our team understands the complexities of bank statement lending and can help guide you through the process from application to closing with clarity and confidence.
If you’re an ITIN borrower looking to purchase a primary residence and need a flexible documentation option, our 24-Month Bank Statement Loan may be the perfect fit.
Contact us by calling, emailing, or filling out our Fast Quote form so we can get a better idea about you.
