For self-employed borrowers, traditional mortgage qualification can be a daunting task. If you’re tired of being held back by paperwork-heavy requirements or tax documents that don’t reflect your true income, Bank Statement Loans offer a more innovative solution.
We specialize in helping business owners, freelancers, and entrepreneurs qualify using their actual bank deposits, not tax returns, profit and loss statements (P&Ls), or CPA letters.
Here’s What Makes Our Bank Statement Loans Stand Out:
- No CPA Letter, No P&L, No Expense Letter Required!
- Use up to 85% of Total Eligible Deposits as qualifying income
- 1–5 Employees? Use 70% of Deposits for income calculation
- High-Cost Businesses Welcome – Contractors, Auto Dealers, Restaurants: Use a 50% expense factor
- Loan Amounts Up to $2M – 90% LTV to $1M and 80% LTV up to $2M
Who Would Benefit From This Program?
- Self-employed individuals who don’t show enough net income on tax returns
- Business owners with strong cash flow but complex tax write-offs
- Entrepreneurs in industries with higher overhead who need flexibility
Contact us for more information about our bank statement loan programs.
