Self-employed individuals often face unique challenges when it comes to securing a home loan. conventional lenders typically require tax returns as proof of financial stability, which may not accurately reflect the true business strength of self-employed borrowers. We understand the needs of self-employed individuals and offer alternative approaches to help them finance their next home purchase or leverage their existing property for future investments.
Alternative Approaches for Self-Employed Borrowers
We believe that financial strength should not solely rely on showing tax returns. We offer a range of solutions tailored specifically for self-employed borrowers, allowing them to showcase their business strength in alternative ways.
- Purchase LTV’s up to 90%
- Cash-Out LTV’s up to 80%
- Loan Amounts up to $4MM
- DTI up to 55%
- Credit Score as low as 600
- Primary, 2nd Home, and Investment Properties
Whether you’re looking to purchase a primary residence, a second home, or an investment property, our loan programs cater to all types of property purchases. We understand that self-employed borrowers may have diverse real estate needs, and we are here to help them achieve their goals. Contact us for more information about our bank statement programs.
