With our Bank Statement Mortgage Program, qualifying for commercial properties is more straightforward and flexible, and is based on real income, not tax-adjusted figures. Rent Rolls ARE Accepted — With Simple Proof of Rent Received For borrowers purchasing or...
Under our Bank Statement Mortgage Program, rental income from non-subject properties can be used to boost qualifying power, but there are essential limitations investors should be aware of. Maximum of 10 Properties Allowed When using non-subject rental income for...
Under our Bank Statement Mortgage Program, borrowers can fully leverage that income when qualifying for a new residential or commercial loan. Yes — Rental Income CAN Be Used to Qualify Our Bank Statement program allows borrowers to use rental income from non-subject...
We offer Bank Statement Mortgage programs specifically to help entrepreneurs, business owners, and independent professionals qualify based on their actual cash flow shown in their bank statements. Our Bank Statement Mortgage program allows you to use either business...
The Ideal Solution for Self-Employed Borrowers If you’re self-employed or a business owner, you know how challenging it can be to qualify for a conventional mortgage. Lenders often require tax returns and W-2s, which may not accurately reflect your true income due to...
When homeowners want to tap into their equity but keep their low-rate first mortgage intact, conventional financing often falls short, especially for self-employed borrowers. That’s where our Second Mortgage with Bank Statement Mortgage program comes in handy....
For self-employed borrowers, traditional mortgage qualification can be a daunting task. If you’re tired of being held back by paperwork-heavy requirements or tax documents that don’t reflect your true income, Bank Statement Loans offer a more innovative...
We know self-employed borrowers have difficulty obtaining mortgage financing, especially for a second mortgage. That’s why our Bank Statement Closed-End Second Mortgage provides a creative solution—allowing you to access up to 90% CLTV on your primary home without...
Our Bank Statement Mortgage program is a solution for self-employed individuals and business owners. Unlike traditional mortgages that rely heavily on personal income verification, this non-QM (non-qualified mortgage) product offers a unique approach by evaluating an...
Recently, we successfully closed a bank statement purchase in just three weeks, showcasing our commitment to speed and precision. This particular transaction was located in the beautiful city of Boca Raton, FL, and involved a substantial loan amount of $2,300,000. Our...
Are you self-employed or a business owner struggling to qualify for a traditional mortgage? Our flexible bank statement qualifying guidelines are designed to help you secure the home of your dreams without the hassle of traditional income verification methods. Why...
Here is a recent closing that took our borrower’s journey to purchase their home using a non-QM mortgage solution. The borrower in question had a 30% down payment and needed a $3.1 million loan for their primary residence. With a FICO score of 719 and over two...
