We calculate business or personal bank statements and spit out an income that we can use to qualify a borrower for a mortgage loan. Customers’ bank statement income will be calculated and used in Underwriting. The provided income is valid for up to 90 days from...
This option provides our borrowers with the advantages of a traditional bank statement loan but with reduced paperwork requirements. The profit and loss statement should encompass the last 12 to 24 consecutive months and must be compiled by a licensed CPA or tax...
Our Bank Statement programs are specifically for self-employed borrowers. These programs use the most recent 12 or 24 months of personal and/or business bank statements to calculate your income, making qualifying possible. With our Bank Statement loans, you can enjoy...
Closing Bank Statement loans for self-employed borrowers can sometimes be seen as a challenge. However, you don’t have to worry because we are here to assist you! Simply send us your loan scenarios for self-employed borrowers, and we will review and analyze...
The bank statement mortgage is a fantastic option for individuals who may not have traditional income documentation but still want to purchase a home. With this program, we understand that not everyone fits into the typical mold of a borrower, and we’re here to...
Our bank statement mortgage program offers flexible and convenient solutions for self-employed borrowers. With this program, you can use up to 85% of your deposits on business statements to qualify for a mortgage. Program Highlights Purchase loans of up to 90%...
Self-employed individuals often face unique challenges when it comes to securing a home loan. conventional lenders typically require tax returns as proof of financial stability, which may not accurately reflect the true business strength of self-employed borrowers. We...
We are dedicated to offering innovative and responsive mortgage solutions in the non-QM mortgage market. We understand the unique challenges faced by self-employed clients when it comes to reflecting genuine cash flow through conventional lending avenues. Our...
Deephaven introduces a unique solution tailored for savvy borrowers seeking a cash-out refinance without bidding farewell to their enviable low-interest mortgage rates. This innovative stand-alone second mortgage product is custom-crafted for individuals, especially...
For self-employed individuals navigating the challenges of traditional lending, BankStatementMortgage.com has an exceptional solution. Our Bank Statement Mortgage Program is meticulously crafted to support self-employed borrowers in their homeownership journey....
As an innovative mortgage company catering to self-employed individuals, BankStatementMortgage.com is thrilled to introduce a groundbreaking solution that can transform the landscape of homeownership. Our new non-QM Bank Statement Mortgage program is specifically...
You’ll need to supply the most recent 12 or 24 months of business bank statements. Multiple accounts may be used, but it’s essential to apply the same calculation method consistently across all provided accounts. To use business bank statements, the...