When homeowners want to tap into their equity but keep their low-rate first mortgage intact, conventional financing often falls short, especially for self-employed borrowers. That’s where our Second Mortgage with Bank Statement Mortgage program comes in handy....
For self-employed borrowers, traditional mortgage qualification can be a daunting task. If you’re tired of being held back by paperwork-heavy requirements or tax documents that don’t reflect your true income, Bank Statement Loans offer a more innovative...
We know self-employed borrowers have difficulty obtaining mortgage financing, especially for a second mortgage. That’s why our Bank Statement Closed-End Second Mortgage provides a creative solution—allowing you to access up to 90% CLTV on your primary home without...
Our Bank Statement Mortgage program is a solution for self-employed individuals and business owners. Unlike traditional mortgages that rely heavily on personal income verification, this non-QM (non-qualified mortgage) product offers a unique approach by evaluating an...
Recently, we successfully closed a bank statement purchase in just three weeks, showcasing our commitment to speed and precision. This particular transaction was located in the beautiful city of Boca Raton, FL, and involved a substantial loan amount of $2,300,000. Our...
Are you self-employed or a business owner struggling to qualify for a traditional mortgage? Our flexible bank statement qualifying guidelines are designed to help you secure the home of your dreams without the hassle of traditional income verification methods. Why...
Here is a recent closing that took our borrower’s journey to purchase their home using a non-QM mortgage solution. The borrower in question had a 30% down payment and needed a $3.1 million loan for their primary residence. With a FICO score of 719 and over two...
We calculate business or personal bank statements and spit out an income that we can use to qualify a borrower for a mortgage loan. Customers’ bank statement income will be calculated and used in Underwriting. The provided income is valid for up to 90 days from...
This option provides our borrowers with the advantages of a traditional bank statement loan but with reduced paperwork requirements. The profit and loss statement should encompass the last 12 to 24 consecutive months and must be compiled by a licensed CPA or tax...
Our Bank Statement programs are specifically for self-employed borrowers. These programs use the most recent 12 or 24 months of personal and/or business bank statements to calculate your income, making qualifying possible. With our Bank Statement loans, you can enjoy...
Closing Bank Statement loans for self-employed borrowers can sometimes be seen as a challenge. However, you don’t have to worry because we are here to assist you! Simply send us your loan scenarios for self-employed borrowers, and we will review and analyze...
The bank statement mortgage is a fantastic option for individuals who may not have traditional income documentation but still want to purchase a home. With this program, we understand that not everyone fits into the typical mold of a borrower, and we’re here to...
