Insights

Are you Self-Employed? No Problem!

Are you Self-Employed? No Problem!

Our Bank Statement programs are specifically for self-employed borrowers. These programs use the most recent 12 or 24 months of personal and/or business bank statements to calculate your income, making qualifying possible. With our Bank Statement loans, you can enjoy...
Closing Bank Statement Loans for Self-Employed Borrowers

Closing Bank Statement Loans for Self-Employed Borrowers

Closing Bank Statement loans for self-employed borrowers can sometimes be seen as a challenge. However, you don’t have to worry because we are here to assist you! Simply send us your loan scenarios for self-employed borrowers, and we will review and analyze...
Bank Statement Program with 10% Down Payment

Bank Statement Program with 10% Down Payment

The bank statement mortgage is a fantastic option for individuals who may not have traditional income documentation but still want to purchase a home. With this program, we understand that not everyone fits into the typical mold of a borrower, and we’re here to...
We Use Up to 85% of Deposits on Business Statements

We Use Up to 85% of Deposits on Business Statements

Our bank statement mortgage program offers flexible and convenient solutions for self-employed borrowers. With this program, you can use up to 85% of your deposits on business statements to qualify for a mortgage. Program Highlights Purchase loans of up to 90%...
Introducing Our Transformative Bank Statement Mortgage Program

Introducing Our Transformative Bank Statement Mortgage Program

We are dedicated to offering innovative and responsive mortgage solutions in the non-QM mortgage market. We understand the unique challenges faced by self-employed clients when it comes to reflecting genuine cash flow through conventional lending avenues. Our...
Stand-Alone Second Mortgage Using Bank Statements

Stand-Alone Second Mortgage Using Bank Statements

Deephaven introduces a unique solution tailored for savvy borrowers seeking a cash-out refinance without bidding farewell to their enviable low-interest mortgage rates. This innovative stand-alone second mortgage product is custom-crafted for individuals, especially...
Bank Statement Program Saves the Self-Employed Borrower

Bank Statement Program Saves the Self-Employed Borrower

For self-employed individuals navigating the challenges of traditional lending, BankStatementMortgage.com has an exceptional solution. Our Bank Statement Mortgage Program is meticulously crafted to support self-employed borrowers in their homeownership journey....
Bank Statement Program with P&L statements Accepted

Bank Statement Program with P&L statements Accepted

As an innovative mortgage company catering to self-employed individuals, BankStatementMortgage.com is thrilled to introduce a groundbreaking solution that can transform the landscape of homeownership. Our new non-QM Bank Statement Mortgage program is specifically...
Bank Statements Explained

Bank Statements Explained

You’ll need to supply the most recent 12 or 24 months of business bank statements. Multiple accounts may be used, but it’s essential to apply the same calculation method consistently across all provided accounts. To use business bank statements, the...
Empowering Property Ownership with 24 Months’ Bank Statements

Empowering Property Ownership with 24 Months’ Bank Statements

The 24-month bank statement program is designed for self-employed borrowers looking to refinance or purchase a property. The 24-month program is similar to the 12-month bank statement mortgage program, the only big difference is the interest rate. Lenders feel more...
12 Months’ Bank Statements for Purchasing or Refinancing

12 Months’ Bank Statements for Purchasing or Refinancing

Designed with self-employed individuals and creditworthy borrowers in mind, this program offers self-employed borrowers an alternative financing option to homeownership or property refinancing. The Power of 12 Months’ Bank Statements: For self-employed...