With our Bank Statement Mortgage Program, qualifying for commercial properties is more straightforward and flexible, and is based on real income, not tax-adjusted figures.
Rent Rolls ARE Accepted — With Simple Proof of Rent Received
For borrowers purchasing or refinancing a commercial property, we will accept rent rolls as part of the income verification process. When paired with proof of rental income received in the most recent month, rent rolls can be used to determine qualifying income.
What We Need
- A current rent roll showing all tenants, lease terms, and monthly rental amounts
- Proof of the most recent month’s rent received (bank statement, deposit slip, payment receipt, etc.)
Self-employed investors often structure their commercial holdings to reduce taxable income. While great for taxes, it can make traditional loan qualification difficult.
- We rely on actual cash flow, not tax deductions
- We eliminate heavy documentation burdens
- We provide a faster, more accessible path to financing
- We support both small business owners and experienced commercial investors
If you have strong rent rolls and consistent rental receipts, contact us and speak to a professional to see if we can qualify you for a loan.
